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funding@alternafi.com

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1Start
2Funds
3Business Profile
4Revenue
5Collateral
6Analysis

Get Started

Answer the following questions to receive an analysis of your business finance options, usually within 1 business day.

Use of Funds

The usage, amount, and timing of your business funding.
What is the purpose/use of funds?*
Select the main reason(s) that you need funding.
Explain a bit more about the use of funds.
Enter the approximate amount you need in funding.
This will help us determine the right product and how much time you have available.
Any specific lending programs you are most interested in? (Optional)
While your business profile and situation will dictate what is available to you, select one or many programs that you are most interested in.

Business Profile

About your business, industry, and credit profile.
Different lenders will use your Time in Business to determine qualifications for their programs, among other factors.
Since your business is relatively new, do you have past experience working as an employee or owning a similar business in the past? Explain your previous experience in this type of business.
Do you have a business plan?*
Some lenders needs a business plan, and all SBA lenders will need to see a business plan for businesses less than two years.
Do you have 2 years of projections?*
Some lenders need realistic projections, and all SBA lenders will need to see projections from 12 to 24 months
What type of business is it?*
Select the business entity type for your business.
Provide a general description of your industry, NAISC code, or other information
Give a general idea of your credit history. Some programs use credit as a factor.
Score (If known)
Score (If known)
Score (If known)
Is the guarantor a homeowner?*
This is not necessary for most programs, but good for underwriting to know.
Any current or former bankruptcies or NSFs?
Check any that apply. Leave blank for N/A.
If current or past bankruptcy, please list the type of bankruptcy and associated dates. For NSF fees, please list the last occurrence.
Are there other owners or potential cosignors?*
When there are potential credit issues, having other owners with good credit or cosignors can be advantageous.
Does the business have existing loans?*
Whether or not the business has existing loans or lines of credit.
Existing Loans and Credit
List any existing loans, lines of credit, or merchant cash advances for the company.
Type of Credit/Loan
Starting Amount
Current Amount
 
You can also mention other owners with individual ownership of 20% or more, or optional additional guarantors.

Revenue

Cashflow is an important metric used by lenders to determine programs that may fit into their credit box.
What are your annual revenues for the last 12 months?
Please enter a number greater than or equal to 0.

Last 3 months of revenue

Give the total revenue for month for the last 3 months.
Revenue from 3 months ago
Please enter a number greater than or equal to 0.
Revenue from 2 months ago
Please enter a number greater than or equal to 0.
Last month's revenue
Please enter a number greater than or equal to 0.
This will be automatically calculated.
How do you get paid by your customers?
Select all that apply
Enter your current or average outstanding invoices with customers.
Explain your general customer payment terms, types of customers, and your average aging.
On average, how much you process in credit card transactions from your customers each month.

Assets

Lenders can use your assets to structure a deal or assist with decision making.
What type of assets does the business or the owner have?
Some lenders can use assets to use as collateral or decision making factor. Select all that apply or may be available for consideration.
Provide the approximate equity available in personal real estate
Provide the approximate equity available in business real estate
Estimate the approximate equity available in your equipment in terms of resale value
Briefly explain the types of equipment included in your valuation.
Estimate the approximate value of our inventory
Briefly explain the types of inventory included in your valuation.
Estimate the approximate value of our Stocks, Bonds, and Investments
Briefly explain the types of Stocks, Bonds, and Investments included in your valuation.
Provide the approximate value of your 401(k)

Analysis

Answer a few more questions to determine what funding options may be available to you.
Every business is different and every story is different. Please include any information regarding your unique business advantage, as well as past experiences seeking business financing.
Do you currently have open offers for financing?
If you have open offers, or expecting offers, from other financing companies, please note them here.
Please briefly explain offers and current status of those offers.
Your Name*
Provide the main contact name for this transaction.
Enter the company name.
Official business website.
Business Address*
Registered address for your business.
We will be sending you more information to this email address.
Best contact number.
Preferred Contact Method*
How would you like us to contact you regarding your funding needs?
If you were referred by someone, please put their name or company in the field below.

1968 S. Coast Hwy, Suite #2748

Laguna Beach, CA 92651

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