Effective Date: July 1, 2024
Welcome to Alternafi.com (“Website”). By accessing or using this Website, you agree to these Terms and Conditions. If you do not agree, please discontinue use.
1. No Financial Advice
Alternafi LLC (“Alternafi”) is not a bank, lender, broker, or financial institution. All content is for informational purposes only and should not be considered financial, investment, tax, or legal advice. You should consult with a qualified professional before making any financial decisions.
2. Referral and Marketing Services
Alternafi LLC operates as an Independent Sales Organization (ISO) and marketing referral service. We collect basic business and financial information from users for the purpose of matching them with potential funding sources. Alternafi may work with one or more third-party brokers, funding partners, or direct funders. Alternafi may be compensated by these partners for marketing or referral services.
Alternafi does not make credit decisions, set terms, collect fees from merchants, or guarantee funding. All credit decisions, rates, fees, and terms are made solely by the respective lender, broker, or funding partner.
3. Third-Party Links and Services
This Website may contain links to third-party sites or services. Alternafi does not control or endorse any third-party content or products and is not responsible for any loss or damage arising from your use of them. Your interactions with third parties are at your own risk and subject to their terms.
4. User-Submitted Information
By submitting a form or application on this Website, you authorize Alternafi LLC to share your information with its verified funding partners solely for the purpose of evaluating potential business financing options. Alternafi does not sell personal information and handles all data in accordance with its Privacy Policy and the FTC Safeguards Rule.
5. Analytics and Tracking
We use Google Analytics, Zoho, and similar tools to understand site usage. These tools collect aggregated data and do not personally identify users. For more details, see our Privacy Policy.
6. Limitation of Liability
Alternafi LLC and its affiliates are not liable for any losses or damages resulting from use of this Website or from any products or services offered by third parties. Your use of the Website and participation in any third-party offerings is at your own risk.
7. Compliance Statement
Alternafi LLC operates in compliance with federal and state commercial-financing marketing and disclosure laws where applicable. Alternafi does not extend credit, broker loans, or collect fees from merchants. All funding offers and disclosures are made directly by our partners.
8. Changes to These Terms
We may update these Terms at any time without notice. Continued use of the Website constitutes acceptance of the revised Terms.
9. Contact Information
For questions about these Terms and Conditions, contact funding@alternafi.com.
10. Communications Consent (TCPA)
By providing your contact information on this Website, you consent to receive communications from Alternafi LLC and its funding partners, including via phone, text, or email, for marketing or informational purposes related to business financing opportunities. These communications may be made using an automatic telephone dialing system or prerecorded voice messages. Message and data rates may apply. You may revoke your consent at any time by replying “STOP” to any SMS message or by emailing funding@alternafi.com. Providing consent is not a condition of applying for or receiving funding.
